Fixed Deposit

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Fixed Deposit

Fixed Deposits (FDs) are a type of investment offered by banks, post offices, and even corporates. Fixed deposits are considered to be one of the safest modes of investment.

Fixed deposits have been a great avenue for those who are seeking ways to receive assured corpus with low levels of risks. Fixed deposits are a one-time mode of investment.

Investing in an FD is perhaps the most common financial advice given in our country. This is maybe because FDs offer a fixed rate of return and are viewed as a superb option to save and grow your wealth.

All our offerings are curated by our experts, i.e., our experts verify every corporate deposit before making it available for investment. So, when you invest in the fixed deposits you enjoy the benefits of safety coupled with high returns

Why To Invest In Fixed Deposit ?

Fixed Deposits also termed as Term Deposits or Time Deposits. The interest rates for Fixed Deposits remain same throughout the deposit tenure. At the time of Fixed Deposit withdrawal, you need to submit Fixed Deposit receipt. In case, you need money urgently, instead of withdrawing the Fixed Deposits, you can go for Loan against Fixed Deposit. The loan against FD interest rate is only 1% or 2% higher than the regular Fixed Deposit rate of interest.

Frequently Asked Questions

Here are the answer of some of frequently asked questions by new investors

Fixed deposits are one of India’s favorite investment options, as they give investors the assurance of fixed returns, with high interest rates.

Standard Fixed Deposits
Special Fixed Deposits
Flexi Fixed Deposits
Tax Saver Fixed Deposits
Cumulative Fixed Deposits
Non-Cumulative Fixed Deposits

The promise of a fixed return is surely lucrative. However, it is perhaps not enough to make FDs the most preferred mode of investment in our economy.

Safe Mode of Investment
Tax Benefits on 5 years FD
Fixed Returns
Overdraft Facility
Credit Card Against FD
Loans Against FD
Premature Withdrawal Allowed
Flexibility

As mentioned earlier, 5 Year Fixed Deposits can be claimed for tax deductions under Section 80C of Income Tax Act, 1961 for an amount up to Rs. 1,50,000 by investors.

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info@futurestride.in
anilduhan@futurestride.in
+91 98109 65469
Branch Office: 2nd Floor, Plot no. 6015, DLF Phase IV, Gurgaon, Haryana - 122002
Company's registered address: RZ-66 D, Somesh Vihar, Chhawla, Near B.S.F Camp, Chhawla, New Delhi - 110071

Mutual funds are subject to market risk

Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

AMFI Registered Mutual Fund Distributor – ARN-83340 | Date of initial registration – 21 Sept 2023 | Current validity of ARN – 20 Sept 2026

Grievance Officer- Ankit Sharma | ankit@futurestride.in